FRSA Credit Union, your member owned financial institution, is committed to providing you financial products and services to meet your needs and reach your financial goals. We are equally committed to protecting our members' privacy. You can be confident that your financial privacy is a priority of this credit union.
We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information. If you have any questions, please contact a member service representative at 407-657-7212.
WHAT DOES FRSA CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
The types of personal information we collect and share depend on the accounts or service you have with us. This information can include:
Social Security Number
Account balances and transaction history
Payment history and credit history
When you are no longer our member, we continue to share your information as described in this notice.
All financial companies need to share members' information to run their everyday business. In the section below, we list reasons financial companies can share their members' personal information; the reasons FRSA Credit Union chooses to share; and whether you can limit this sharing.
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
to offer our product and services to you
information about your transactions and experiences
information about your creditworthiness
To limit our sharing
Who we are
Who is providing this notice?
FRSA Credit Union
What we do
How does FRSA Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access to nonpublic personal information about you to those employees and volunteers who need to know the information to provide products or services to you.
How does FRSA Credit Union collect my personal information?
We collect your personal information, for example, when you
open an account or apply for a loan
apply for any credit union service
You visit our website; provide us information on any online application or transaction, or information you send to us by email.
use your credit or debit card or pay your bills
make deposits to or withdrawals from your accounts
We also collect your personal information from others, including credit bureaus, non-affiliates and other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
Sharing for affiliates everyday business purposes – information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights limit sharing.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
FRSA Credit Union has no affiliates.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
The non-affiliates FRSA Credit Union shares with can include insurance companies, direct marketing companies and non-profit organizations
A formal agreement between FRSACU and a nonaffiliated financial company where we jointly market financial products or services to you.
FRSA Credit Union marketing partners include Affinion Group and CUNA Mutual Group, FIS, and Route 66.
If you have questions concerning this notice, please do not hesitate to contact us - we are here to serve you. Complaints or concerns about this site should be directed to our office.
407-657-7212 Ext 300