Personal Loans

Whatever your goals, whatever your lifestyle, we have a loan that’s right for you.

  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs
    • Family vacations
    • Education expenses
    • Debt consolidation
    • Overdraft protection
    • And more
  • Terms tailored to fit your lifestyle
  • Dedicated, friendly service from start to finish

Secured vs. Personal

Secured loans let you use your savings as collateral — so you can enjoy lower interest rates. Personal loans do not require collateral backing, but the interest rate may not be as favorable.

Secured Loans

  • Use your FRSACU savings as collateral
  • Secured savings continue to earn dividends
  • Lower interest rates
  • Safe way to build your credit
  • Finance a wide range of purchases
  • Affordable payment terms suited to your needs 

Personal Loans

  • No collateral necessary; requires little more than a signature
  • Simple solution when you need cash fast
  • Competitive interest rates
  • Finance a wide range of purchases

Affordable payment terms suited to your needs