Frequently Asked Questions

Who Can Join?

If you live, work, attend school, or worship in the Winter Park 32792 zip code, you are eligible to become a member. Membership in this Credit Union is also open to those FRSA contractor and associate members in good standing; the owners, officers, partners and employees of those firms; employees of FRSA and its related entities and authorized representatives, spouses of deceased members; and members of the aforementioned families.

How much Does It Cost?

Individuals may become members of the Credit Union by opening a share (savings) account with a minimum of $7.00. Included in that amount is a $2.00 non-refundable, one time fee for joining. The other $5.00 will be refunded if they choose to close the account.

How Can I Join?

Print off and fill out a new membership application and send it along with a check for $7 and a copy of your drivers license and social security card.

How Do I Apply For A Loan?

You can either apply online or print out a loan application and fill it out completely. Send or fax in the application along with a copy of your current pay stub. If there is a co-applicant, we will need their pay stubs as well.

How Much Will You Loan On A Car?

We will loan up to 100% on a new vehicle. For a used vehicle we will loan up to the NADA used retail value of the vehicle.

What Documents Do I Need For A Commercial Loan?

We need a completed loan application along with 2 years of personal income taxes, 2 years of business taxes, a current financial statement, and the vehicle or equipment information.